Heat ghee in a big pan or a kadai.
Fry the semiya, till it becomes golden brown.
:- Otherwise, the upma will become sticky.
Remove the fried semiya onto a separate plate and allow it to cool.
Heat oil in the same pan.
Splutter mustard seeds and dry red chillies.
Add black gram and allow it to become brown.
Add the vegetables and fry for a few seconds.
Add water.
Add salt and mix well.
Allow it to boil.
When the water boils, add the semiya and stir well.
Simmer the flame and allow the water to evaporate.
:- I find it more tasty with lesser amount of salt.