Put jaggery in a sauce pan and add 1/4 Cup of water.

boil it until it become a thick liquid.

Put chakka varattiyathu, coconut milk and 3/4 cup of water in a mixer grinder and grind for 2 minutes.

Add this to the sauce pan and stir well.

Once it boil keep it in stove in a low flame for 3 minutes.

Fry dry coconut in ghee and garnish the payasam.

:- Stir well and serve once it is cool.