Put cheruparipu in a non stick vessel and heat, till it becomes light red.

:- Don`t add water or oil.

When the cheruparippu is light red, add enough water and cook it well.

Mash it with a spoon.

Melt the jaggery by heating with little water.

Add the melted jaggery and ghee to cheruparippu and make it into a paste.

Add coconut milk and allow it to boil.

Mash well the ripe bananas along with a little coconut milk and cardamom powder.

Add the above paste into the boiling paayasam and allow it to boil for 2 - 3 mins.

Add roasted cashews and raisins.

:- Serve hot or chilled.