Wash and drain the soaked rice. Keep this aside.
Boil about 5 cups water in a non stick pan and add crushed jaggery to it. Melt and strain the impurities. Allow it to cool. Add the strained jaggery mix and soaked rice in a mixer to grind it into a semi coarse batter of right consistency (you can feel small bits when you rub the batter with your fingers).
Transfer the batter into a bowl. Add maida and mix very well for 5-10 minutes. Allow this mix to ferment for about 4-5 hours.
Add other ingredients: cardamom powder, sesame seeds, cumin powder and mix well to form a semi thick batter.
Fry the coconut pieces in 2 tablespoon ghee and keep aside.
Mix it with the batter and add a pinch of salt.
Now pour the batter with the help of a deep spoon into hot boiling oil in a pan and allow it to fry. When you see the sides getting browned, then carefully flip over to other side with the help of a spoon and cook till golden brown on both sides.
Repeat the process and prepare remaining Neyyappams...