Take sliced apples and 6 tsp sugar along with 1/2 cup of water and heat it over medium heat, till the apples are soft to make a pulp. Keep it aside.
Take a buttered baking pan. Butter the breads on both sides and place on the pan in a layer.
Pour the apple pulp over it as another layer.
Make as many layers with bread and apple pulp, alternatively to the thickness desired.
Mix together milk, 4 tsp of sugar and eggs well and pour over the top of the prepared layers and keep for 30 minutes.
Mix the grated coconut and maida along with 3 tsp of sugar and sprinkle on top.
Sprinkle chocalate chips on top.
Bake it for 35-45 minutes in 350-400 degrees farenheits
:- Serve cold.